About Us

At Wealth Craft Capital Ventures, we believe finance should be accessible, transparent, and built around your goals.

OUR STORY

Founded on the 26th of June 2019 and beginning operations in April of 2020, we set out to bridge the gap between traditional banking and the immediate, practical financing needs of our clients. Whether it’s a salary-backed loan for an employee, working capital for an SME, or strategic capital raising for an ambitious project, our approach is the same — simple, clear, and client-focused.

WHAT WE OFFER

Wealth Craft Capital Ventures Limited offers a focused portfolio of financial services tailored to both individuals and SMEs.

Salary-Backed Loans

Quick, affordable financing for employees of partner organizations, with repayments made directly from salary deductions.

SME Working Capital Solutions

Tailored financial products to keep businesses running smoothly and seize contract opportunities.

Capital Mobilization & Advisory

Expertise in structuring deals, raising debt and equity, and providing strategic investment advice.

WHY CHOOSE US?

We aim to be your one-stop financial services partner, helping organizations achieve their growth and expansion goals.

  • Strong Networks:
    We have deep connections within Zambia’s financial sector and across the global investment community.
  • Proven Expertise:
    We have years of experience advising institutions on complex transactions and delivering financing solutions for some of Zambia’s most dynamic companies.
  • Innovative & Knowledgeable Team:
    We have a unique blend of creative thinking and exceptional expertise in capital raising (debt and equity), corporate finance, structured finance, project finance, and strategic advisory — backed by extensive corporate and investment banking experience.

WHAT DRIVES US?

We are driven to push the boundaries of the markets where we operate, creating opportunities for SMEs to grow and thrive. Our success is measured by the positive, lasting impact we make in the communities and sectors we serve.

Our customer proposition is built on business-unusual performance, protection, and efficiency. We deliver a high level of convenience and safeguard our clients against market volatility by designing products that are efficient, affordable, and relevant to their needs.

Our Core purpose

To uplift individuals and SMEs.

What do we do?

We offer products that meet the needs of SMEs.

Where are we heading?

Our ambition is to unlock opportunities in the markets we operate in by extending the boundaries.

OUR STRATEGIC PRIORITIES

Our strategy is built around delivering value to our customers, partners, and stakeholders while ensuring sustainable growth. We focus on five key priorities, supported by our core value drivers.

OUR FOCUS AREAS

Continuous innovation to provide a comprehensive range of financial solutions.

Enhancing service quality to deliver greater value to our customers.

Striving to be an employer of choice with excellent employee satisfaction, development, and retention.

Leveraging technology to improve efficiency and drive business growth.

Committing to generate strong returns on capital while making a meaningful impact in the markets we operate.

OUR VALUE DRIVERS

Offering unique, tailored financial solutions that stand out in the market.

Building long-term relationships by consistently meeting and exceeding expectations.

Collaborating with strategic partners to expand reach and impact.

Bringing fresh, innovative thinking to every solution we design.

Kamoko Mulenga

FOUNDER AND Managing Director

Kamoko is a seasoned finance professional and chartered accountant with over 12 years of experience across investment banking, commercial banking, and treasury in both banks and non-bank financial institutions. He has held leadership roles such as Head of Institutional Banking at UBA, Head of Finance at Venus Security Solutions, and Country Relationship Manager at FNB, among others. Kamoko has expertise in corporate, project, structured finance, and consumer lending, and has facilitated capital raising deals exceeding US$40 million. He is the founder and CEO of Wealth Craft Capital Ventures Limited, a non-bank financial institution providing short to medium-term cash flow solutions to individuals and SMEs. Kamoko holds professional certifications from CIMA, ZICA, and has additional qualifications in credit, stockbroking, investment advisory, and insurance brokerage.